al instability. Financial Literacy Gaps Many households lack the knowledge to effectively manage debt, understand interest compounding, or make informed borrowing decisions. This leads to: Overborrowing Unsust
nd mortals navigating chaos—often “adrift” in the vastness of the cosmos or the underworld—symbolizing the liminal space between order and chaos. Artists have also depicted “adrift” themes—paintings of ships in
rough: Assignments that require analysis, synthesis, and evaluation Collaborative projects and discussions Reflection papers and portfolios Improving Pedagogical Practices Faculty can adopt evidence-based teaching methods such as: Active learning techniques (e
